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Insurance Bad Faith

90 Years of Fighting for Maximum Compensation in Pennsylvania

New Castle Insurance Bad Faith Attorneys

What Is Bad Faith Insurance in Pennsylvania?

When you’ve been injured and file an insurance claim in Pennsylvania, you expect your insurer to act in good faith, evaluating your claim fairly, promptly, and honestly. Unfortunately, some insurance companies engage in tactics that delay, undervalue, or deny valid claims.

Bad faith insurance practices occur when an insurer violates its duty to deal fairly and honestly with its policyholder. This might include refusing to pay legitimate claims, offering unreasonably low settlements, or ignoring evidence that supports your case. The experienced personal injury lawyers at Luxenberg Garbett Kelly & George, P.C. (LGKG) understand how frustrating and overwhelming this can be and are dedicated to holding insurance companies accountable for their misconduct. 

Don’t let insurance companies take advantage of you. Contact our PA insurance bad faith attorneys today at (724) 658-8535 for your free consultation. We can help hold your insurer accountable and recover not only your claim benefits but also additional damages for their misconduct.

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Can You Sue Your Insurance Company?

Under insurance bad faith laws, you are allowed to sue your insurance company if it has acted in bad faith. By filing a bad faith insurance lawsuit against an insurance provider, you can seek a fair financial recovery for damages you have sustained as a result of the insurance company’s wrongful practices, which may include financial losses related to the damages for which you initially filed a claim, as well as additional economic and non-economic losses.

Depending on the specifics of your case, you may be entitled to the following types of damages in your insurance bad faith case:

  • Medical costs you had to pay out of pocket because your claim was delayed or denied
  • Lost income/wages as a result of being unable to work due to your injuries or health condition
  • Any out-of-pocket costs you paid for property damage repairs due to your claim being denied
  • Attorney fees and various court costs related to your insurance bad faith lawsuit
  • Emotional distress related to your injuries and/or health condition, as well as the delaying or denial of your insurance claim
  • Physical and mental pain and suffering related to the denial of your medical treatment or injuries/a health condition that worsened unnecessarily

In some cases, it may also be possible to pursue punitive damages, which are intended to punish the defendant for acts of egregious negligence or willful/wanton misconduct. To recover punitive damages, you must be able to demonstrate that the insurance company breached its responsibility to you, the claimant, in an egregious, malicious, fraudulent, or wrongful manner.

At Luxenberg Garbett Kelly & George, we accept cases on a contingency fee basis, which means you do not pay any upfront attorney fees. Instead, we collect attorney fees as a percentage of your total recovery. In other words, if we do not recover a monetary award on your behalf, you are not responsible for attorney fees or costs associated with litigating your claim.

How Our Insurance Bad Faith Attorneys Can Help

Our Family is Here to Help Yours

You rely on your insurance company to uphold its end of the deal and provide timely, fair compensation for your covered losses. If your insurance company is acting in bad faith, we encourage you to reach out to our New Castle insurance bad faith lawyers right away. Our team can help hold your insurance company accountable and aggressively seek the maximum compensation you are owed.

Luxenberg Garbett Kelly & George has pursued insurance bad faith cases against all types of insurance providers, including but not limited to:

  • Auto insurance providers
  • Homeowners’ insurance companies
  • Renters’ insurance policies
  • Commercial property insurers
  • Health insurance companies
  • Long-term disability and care insurance providers

We have extensive experience working with insurance adjusters, and we know how to put together powerful cases based on concrete evidence and expert analysis. Insurance companies know that we will go to trial, if necessary, which often prompts them to offer our clients fair settlements rather than go to court. However, if the insurance company still refuses to play fair, our team is ready to aggressively represent you and your rights at trial.

When you choose Luxenberg Garbett Kelly & George, you get a team that truly cares about you and your future. We develop meaningful and genuine relationships with the people we serve and are proud to be a staple in the local community.

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We only work with clients and cases we truly believe in, we take your case because we genuinely believe in both you and your case’s importance.